. ♪ [ male announcer ] this is karen and jeremiah. they don't know it yet, but they're gonna fall in love, get married, have a couple of kids, [ children laughing ] move to the country, and live a long, happy life together where they almost never fight about money. [ dog barks ] because right after they get married, they'll find some retirement people who are paid on salary, not commission. they'll get straightforward guidance and be able to focus on other things, like each other, which isn't rocket science. it's just common sense. from td ameritrade. >>> good morning, him ecarol costello. it's 30 minutes past the hour. time to check our top stories. we're 30 seconds away from the start of trading at the new york stock exchange. representatives from the new york national guard are ringing the opening bell today. [ bell ringing ] more than 4,000 guards and airmen helped the victims of superstorm sandy. investors are still concerned about the looming fiscal cliff. >>> blizzard warning in up to six states. in arkansas the national guard